Cost & Insurance

Treatment & Recovery Costs

After you, your family and the assessment team have made the decision concerning your level of care, you will be given information about how to contact a Fairbanks financial counselor.

The final cost of treatment is determined by the level of care required; the length of a person’s participation; and specific medical treatment required.

Fairbanks offers a number of options for paying for treatment services:

• Insurance Coverage
  We will assist you with verifying your insurance coverage and benefits. Insurance policies and benefits are extremely varied. We suggest you contact your insurance provider and learn about the inpatient or outpatient benefits you may have for your treatment needs. Most insurance companies authorize the number of days of treatment or outpatient sessions only a few at a time. Rarely does a plan approve a long term treatment plan upon admission. In order to assist you when you contact your insurance company, we have compiled an insurance worksheet with important questions you will want to ask about your insurance benefits.

  You may have heard about new health plan laws and rules that may affect your insurance coverage, but are unsure what it all means or how it affects you. Click here to see how the new Mental Health Parity and Addiction Equity Act applies to seeking substance abuse treatment and recovery services.
• Self-Pay
  Self pay discounts, as well as payment plans, are available to individuals who do not have insurance coverage, whose insurance is limited for addiction treatment services or to individuals who want to pay privately for their treatment services. Prior to admission, a partial payment will be requested. Prompt pay discounts are also available.
  Review our self-pay collection guidelines
  Review our self-pay discount policy
• Patient Financial Assistance
  Consistent with the mission and values of Fairbanks, we also provide financial assistance for individuals needing care but who are unable to afford treatment services. Individuals who qualify for financial assistance will receive a reduction in charges. The percentage of the reduction is determined by the patient’s income and family size in relationship to the most recently published Federal Poverty Guidelines. Timely submission of documents including proof of income and family size are required in order to qualify for financial assistance. In order to provide these reduction in charges to as many individuals as possible, eligible patients are also asked to participate in a partial payment prior to admission for treatment services.
  Review our charity care policy